Earn Rs. 1,000
for every person you send
Recommend Aafno Hisab to people who already trust you. You keep 40% of what they pay, in cash, on their first purchase.
Free to join. No target, no minimum, no cost if it does not work out.
Do the arithmetic yourself
What would you earn?
40% of the first purchaseEvery month
Rs. 3,000
Over a year
Rs. 36,000
An estimate, not a promise. It assumes everyone you refer buys that plan, and commission is paid on the first purchase only.
This works if people already listen to you
It is not a scheme for posting links everywhere. One recommendation from someone trusted beats a hundred from a stranger, which is why the programme is approved rather than open.
Creators and writers
You already explain money, budgeting or banking to a Nepali audience. This is the tool you were going to recommend anyway.
Accountants and advisors
Clients keep asking how to track their own money. Send one link instead of repeating the same answer.
Teachers and campus reps
Students on a tight budget need this more than anyone, and they talk to each other.
Anyone with a community
A sahakari, a shopkeepers' group, an office. If people already ask you about money, you qualify.
Four steps, then it runs itself
- 1
Apply and get your link
One form. We approve real people rather than everyone, which keeps the programme worth being in.
- 2
Share it where it fits
A post, a video, a WhatsApp group, a line at the end of an article. Whatever you already do.
- 3
Watch it work
Your dashboard shows sign-ups, purchases and what you have earned. No guessing, no asking us.
- 4
Get paid in cash
Held 14 days in case of a refund, then paid out. Cash, not credits you can only spend here.
What each sale is worth
| Plan | They pay | You earn |
|---|---|---|
| monthly | Rs. 500 | Rs. 200 |
| half yearly | Rs. 1,500 | Rs. 600 |
| yearly | Rs. 2,500 | Rs. 1,000 |
Paid on the first purchase. Longer plans are worth more to you, and they are also the ones people keep, so recommending the six-month plan is honest advice rather than a sales tactic.
Why you can trust the numbers
Cash, not credits
Paid in rupees. Credits you can only spend in our own app are not payment.
You see everything
Clicks, sign-ups, purchases and payouts, in your own dashboard. Nothing is hidden behind a support request.
14 days, then paid
The hold covers refunds. After that the money is yours, and the dashboard says which date.
The rules, before you ask
- You cannot refer yourself, and multiple accounts from one person do not count.
- Commission is paid on a person's first purchase, not on every renewal.
- A free trial is not a purchase. The money has to actually arrive.
- Applications are reviewed. Spam, fake reviews and misleading claims are refused.
- Earnings are income in Nepal. Any tax on them is yours to handle.
Questions people ask
How much can I earn from the Aafno Hisab affiliate program?
You earn 40% of the first purchase made by someone you refer. That is Rs. 200 on the monthly plan, Rs. 600 on the six-month plan and Rs. 1,000 on the yearly plan. Five yearly sales in a month is Rs. 5,000. There is no cap and no target you have to hit.
When do I get paid?
Each commission is held for 14 days after the purchase, which covers the refund window, and is paid out after that. Your dashboard shows exactly what is pending, what has cleared and what has been paid, so you never have to ask.
Is it cash or credit in the app?
Cash. Affiliates are paid in rupees rather than in app credits. The separate referral scheme, where an ordinary user invites a friend, pays credits to both sides instead, and you can use whichever suits you.
Do I need to be an Aafno Hisab user to join?
No, but it helps enormously. The affiliates who do well are the ones who actually use the app and can answer a question about it. If you have never opened it, start with the free tier for a month before applying.
Do I need a PAN or a registered business?
You do not need one to join or to be paid. Affiliate earnings are income in Nepal, so tax on them is your responsibility, and if you expect to earn regularly it is worth an hour with an accountant early rather than late.
Can I refer myself or my own second account?
No. Self-referral and multiple accounts from the same person are blocked and are the fastest way to lose the account. Commission also only counts on a real purchase, so a free trial that never converts earns nothing.
How is it different from the referral scheme inside the app?
The in-app referral is for users inviting a friend, and pays 30 credits to each side once the invitee buys something. The affiliate programme is for people with an audience, is approved individually, and pays 40% in cash. You apply for the affiliate one; the referral link is automatic.
Ready when you are
Applying takes a minute. If you have an audience and you actually like the app, you will almost certainly be approved.

Try it before you recommend itthe good affiliates do
Free for income and expenses, in Nepali or English, on the Bikram Sambat calendar. The people who sell it best are the ones who use it.
- Nepali & Bikram Sambat
- Your data stays yours
- Works offline

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