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Affiliate programme

Earn Rs. 1,000
for every person you send

Recommend Aafno Hisab to people who already trust you. You keep 40% of what they pay, in cash, on their first purchase.

Apply now How it works

Free to join. No target, no minimum, no cost if it does not work out.

Do the arithmetic yourself

What would you earn?

40% of the first purchase
Which plan do you think they will buy?
5
130

Every month

Rs. 3,000

Over a year

Rs. 36,000

An estimate, not a promise. It assumes everyone you refer buys that plan, and commission is paid on the first purchase only.

This works if people already listen to you

It is not a scheme for posting links everywhere. One recommendation from someone trusted beats a hundred from a stranger, which is why the programme is approved rather than open.

Creators and writers

You already explain money, budgeting or banking to a Nepali audience. This is the tool you were going to recommend anyway.

Accountants and advisors

Clients keep asking how to track their own money. Send one link instead of repeating the same answer.

Teachers and campus reps

Students on a tight budget need this more than anyone, and they talk to each other.

Anyone with a community

A sahakari, a shopkeepers' group, an office. If people already ask you about money, you qualify.

Four steps, then it runs itself

  1. 1

    Apply and get your link

    One form. We approve real people rather than everyone, which keeps the programme worth being in.

  2. 2

    Share it where it fits

    A post, a video, a WhatsApp group, a line at the end of an article. Whatever you already do.

  3. 3

    Watch it work

    Your dashboard shows sign-ups, purchases and what you have earned. No guessing, no asking us.

  4. 4

    Get paid in cash

    Held 14 days in case of a refund, then paid out. Cash, not credits you can only spend here.

What each sale is worth

PlanThey payYou earn
monthlyRs. 500Rs. 200
half yearlyRs. 1,500Rs. 600
yearlyRs. 2,500Rs. 1,000

Paid on the first purchase. Longer plans are worth more to you, and they are also the ones people keep, so recommending the six-month plan is honest advice rather than a sales tactic.

Why you can trust the numbers

Cash, not credits

Paid in rupees. Credits you can only spend in our own app are not payment.

You see everything

Clicks, sign-ups, purchases and payouts, in your own dashboard. Nothing is hidden behind a support request.

14 days, then paid

The hold covers refunds. After that the money is yours, and the dashboard says which date.

The rules, before you ask

  • You cannot refer yourself, and multiple accounts from one person do not count.
  • Commission is paid on a person's first purchase, not on every renewal.
  • A free trial is not a purchase. The money has to actually arrive.
  • Applications are reviewed. Spam, fake reviews and misleading claims are refused.
  • Earnings are income in Nepal. Any tax on them is yours to handle.

Questions people ask

How much can I earn from the Aafno Hisab affiliate program?

You earn 40% of the first purchase made by someone you refer. That is Rs. 200 on the monthly plan, Rs. 600 on the six-month plan and Rs. 1,000 on the yearly plan. Five yearly sales in a month is Rs. 5,000. There is no cap and no target you have to hit.

When do I get paid?

Each commission is held for 14 days after the purchase, which covers the refund window, and is paid out after that. Your dashboard shows exactly what is pending, what has cleared and what has been paid, so you never have to ask.

Is it cash or credit in the app?

Cash. Affiliates are paid in rupees rather than in app credits. The separate referral scheme, where an ordinary user invites a friend, pays credits to both sides instead, and you can use whichever suits you.

Do I need to be an Aafno Hisab user to join?

No, but it helps enormously. The affiliates who do well are the ones who actually use the app and can answer a question about it. If you have never opened it, start with the free tier for a month before applying.

Do I need a PAN or a registered business?

You do not need one to join or to be paid. Affiliate earnings are income in Nepal, so tax on them is your responsibility, and if you expect to earn regularly it is worth an hour with an accountant early rather than late.

Can I refer myself or my own second account?

No. Self-referral and multiple accounts from the same person are blocked and are the fastest way to lose the account. Commission also only counts on a real purchase, so a free trial that never converts earns nothing.

How is it different from the referral scheme inside the app?

The in-app referral is for users inviting a friend, and pays 30 credits to each side once the invitee buys something. The affiliate programme is for people with an audience, is approved individually, and pays 40% in cash. You apply for the affiliate one; the referral link is automatic.

Ready when you are

Applying takes a minute. If you have an audience and you actually like the app, you will almost certainly be approved.

Apply now See the app first
The Aafno Hisab dashboard on a phone
Download the Android app

Try it before you recommend itthe good affiliates do

Free for income and expenses, in Nepali or English, on the Bikram Sambat calendar. The people who sell it best are the ones who use it.

  • Nepali & Bikram Sambat
  • Your data stays yours
  • Works offline
Get it on Google PlayStart free
QR code linking to Aafno Hisab on Google Play

Scan to download

Aafno Hisab

Nepal's personal finance app, track income and expenses, set budgets, follow EMI and sahakari loans, remember your udharo and keep a khata for every customer, in Nepali rupees and the Bikram Sambat calendar.

  • aafnohisabofficial@gmail.com
  • +977 9848988463
  • Kathmandu, Nepal
Get it on Google Play

Product

  • Features
  • Personal finance app in Nepal
  • Pricing
  • Android app
  • Affiliate programme

Free guides

  • Monthly budget in Nepal
  • Bank EMI vs sahakari loan
  • Loan on your salary
  • Fixed deposit after TDS
  • Tracking udharo

Resources

  • Blog
  • Video tutorials
  • FAQs
  • Contact us

Legal

  • Privacy policy
  • Terms of service
  • Delete account

Aafno Hisab is a budget tracker and expense manager built for Nepal: daily income and expense entries, monthly budgets with overspend alerts, bank-style EMI schedules alongside interest-only sahakari and relative loans, udharo reminders, khata pages for hostels, shops and rentals, fixed deposit and gold tracking, and reports you can export. It works in Nepali and English, on both the Bikram Sambat and Gregorian calendars, and keeps working offline when the connection does not.

© 2026 Aafno Hisab · आफ्नो पैसा, आफ्नै हिसाब।
Made in Nepal 🇳🇵