Aafno Hisab
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Aafno Hisab

Nepal's personal finance app, track income and expenses, set budgets, follow EMI and sahakari loans, remember your udharo and keep a khata for every customer, in Nepali rupees and the Bikram Sambat calendar.

  • aafnohisabofficial@gmail.com
  • +977 9848988463
  • Kathmandu, Nepal
Get it on Google Play

Product

  • Features
  • Personal finance app in Nepal
  • Pricing
  • Android app
  • Affiliate programme

Free guides

  • Monthly budget in Nepal
  • Bank EMI vs sahakari loan
  • Loan on your salary
  • Fixed deposit after TDS
  • Tracking udharo

Resources

  • Blog
  • Video tutorials
  • FAQs
  • Contact us

Legal

  • Privacy policy
  • Terms of service
  • Delete account

Aafno Hisab is a budget tracker and expense manager built for Nepal: daily income and expense entries, monthly budgets with overspend alerts, bank-style EMI schedules alongside interest-only sahakari and relative loans, udharo reminders, khata pages for hostels, shops and rentals, fixed deposit and gold tracking, and reports you can export. It works in Nepali and English, on both the Bikram Sambat and Gregorian calendars, and keeps working offline when the connection does not.

© 2026 Aafno Hisab · आफ्नो पैसा, आफ्नै हिसाब।
Made in Nepal 🇳🇵

Blogs & Articles

Practical guides on managing money in Nepal, written by the people building Aafno Hisab.

All blogsBusinessGuidesBudgetingSavingLoans & EMIInvestingUdharo
Guides11 min read

How to Choose a Personal Finance App in Nepal

There are half a dozen decent Nepali finance apps now, and they solve different problems. Here is what actually separates them, what to check before you commit, and which one fits which kind of money.

Guides10 min read

Your Salary Slip Explained: PF, CIT, SSF and Tax

The offer letter said one number and the bank shows another. Here is where the difference goes, what each deduction buys you, and why the money leaving your salary is mostly still yours.

Latest posts

Guides9 min read

Your Sahakari Froze Your Money, What Are Your Options?

The queue at the counter gets longer and the answer is always "next week". Here is what your money actually is in a cooperative, what you can realistically recover, and the order to do things in.