Aafno Hisab
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Aafno Hisab

Nepal's personal finance app, track income and expenses, set budgets, follow EMI and sahakari loans, remember your udharo and keep a khata for every customer, in Nepali rupees and the Bikram Sambat calendar.

  • aafnohisabofficial@gmail.com
  • +977 9848988463
  • Kathmandu, Nepal
Get it on Google Play

Product

  • Features
  • Personal finance app in Nepal
  • Pricing
  • Android app
  • Affiliate programme

Free guides

  • Monthly budget in Nepal
  • Bank EMI vs sahakari loan
  • Loan on your salary
  • Fixed deposit after TDS
  • Tracking udharo

Resources

  • Blog
  • Video tutorials
  • FAQs
  • Contact us

Legal

  • Privacy policy
  • Terms of service
  • Delete account

Aafno Hisab is a budget tracker and expense manager built for Nepal: daily income and expense entries, monthly budgets with overspend alerts, bank-style EMI schedules alongside interest-only sahakari and relative loans, udharo reminders, khata pages for hostels, shops and rentals, fixed deposit and gold tracking, and reports you can export. It works in Nepali and English, on both the Bikram Sambat and Gregorian calendars, and keeps working offline when the connection does not.

© 2026 Aafno Hisab · आफ्नो पैसा, आफ्नै हिसाब।
Made in Nepal 🇳🇵

Blogs & Articles

Practical guides on managing money in Nepal, written by the people building Aafno Hisab.

All blogsBusinessGuidesBudgetingSavingLoans & EMIInvestingUdharo
Budgeting8 min read

What Dashain Really Costs a Nepali Family (And How to Plan for It)

Nobody plans for Dashain, and then Dashain arrives. Here is what the festival actually costs, broken down item by item, with a way to spread it across the year instead of feeling it all in one month.

Budgeting6 min read

Bikram Sambat or AD? Why Your Household Budget Should Follow BS

Your salary, your rent, your school fees and your festivals all run on the Nepali calendar. Your budgeting app almost certainly does not, and that mismatch is why the numbers never quite line up.

Latest posts

Budgeting7 min read

7 Money Leaks Draining Your Salary Every Month

None of these feel like spending. Added up on a normal Kathmandu month they come to more than most people's rent, and six of the seven can be closed this week.

Budgeting
7 min read

How to Make a Monthly Budget in Nepal (With Real Numbers)

Most budgeting advice is written for salaries that arrive in dollars. Here is a monthly budget built around a Nepali salary, real Kathmandu costs, and the months when Dashain arrives.