Aafno Hisab
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Aafno Hisab

Nepal's personal finance app, track income and expenses, set budgets, follow EMI and sahakari loans, remember your udharo and keep a khata for every customer, in Nepali rupees and the Bikram Sambat calendar.

  • aafnohisabofficial@gmail.com
  • +977 9848988463
  • Kathmandu, Nepal
Get it on Google Play

Product

  • Features
  • Personal finance app in Nepal
  • Pricing
  • Android app
  • Affiliate programme

Free guides

  • Monthly budget in Nepal
  • Bank EMI vs sahakari loan
  • Loan on your salary
  • Fixed deposit after TDS
  • Tracking udharo

Resources

  • Blog
  • Video tutorials
  • FAQs
  • Contact us

Legal

  • Privacy policy
  • Terms of service
  • Delete account

Aafno Hisab is a budget tracker and expense manager built for Nepal: daily income and expense entries, monthly budgets with overspend alerts, bank-style EMI schedules alongside interest-only sahakari and relative loans, udharo reminders, khata pages for hostels, shops and rentals, fixed deposit and gold tracking, and reports you can export. It works in Nepali and English, on both the Bikram Sambat and Gregorian calendars, and keeps working offline when the connection does not.

© 2026 Aafno Hisab · आफ्नो पैसा, आफ्नै हिसाब।
Made in Nepal 🇳🇵

Blogs & Articles

Practical guides on managing money in Nepal, written by the people building Aafno Hisab.

All blogsBusinessGuidesBudgetingSavingLoans & EMIInvestingUdharo
Saving6 min read

Emergency Fund: How Many Months Can You Survive Without Income?

If your salary stopped tomorrow, how long would you last? Most people have never worked it out. The number takes two minutes to find, and it changes how you think about everything else.

Saving7 min read

How Much Should You Save Every Month? The 50/30/20 Rule in Nepali Rupees

The rule says save 20%. On a Rs. 45,000 salary in Kathmandu that is Rs. 9,000 a month, and most people cannot get near it. Here is what the number should actually be, at three different salaries.