Aafno Hisab
HomeFeaturesPricingContact
Log inGet started
Aafno Hisab

Nepal's personal finance app, track income and expenses, set budgets, follow EMI and sahakari loans, remember your udharo and keep a khata for every customer, in Nepali rupees and the Bikram Sambat calendar.

  • aafnohisabofficial@gmail.com
  • +977 9848988463
  • Kathmandu, Nepal
Get it on Google Play

Product

  • Features
  • Personal finance app in Nepal
  • Pricing
  • Android app
  • Affiliate programme

Free guides

  • Monthly budget in Nepal
  • Bank EMI vs sahakari loan
  • Loan on your salary
  • Fixed deposit after TDS
  • Tracking udharo

Resources

  • Blog
  • Video tutorials
  • FAQs
  • Contact us

Legal

  • Privacy policy
  • Terms of service
  • Delete account

Aafno Hisab is a budget tracker and expense manager built for Nepal: daily income and expense entries, monthly budgets with overspend alerts, bank-style EMI schedules alongside interest-only sahakari and relative loans, udharo reminders, khata pages for hostels, shops and rentals, fixed deposit and gold tracking, and reports you can export. It works in Nepali and English, on both the Bikram Sambat and Gregorian calendars, and keeps working offline when the connection does not.

© 2026 Aafno Hisab · आफ्नो पैसा, आफ्नै हिसाब।
Made in Nepal 🇳🇵

Blogs & Articles

Practical guides on managing money in Nepal, written by the people building Aafno Hisab.

All blogsBusinessGuidesBudgetingSavingLoans & EMIInvestingUdharo
Investing7 min read

Fixed Deposit in Nepal: What You Actually Get After TDS

A bank offers 9% on a fixed deposit. Compounding pushes it up, tax pulls it down, and the figure that reaches your account is neither. Here is the arithmetic on Rs. 1,00,000.

Investing8 min read

Gold vs Fixed Deposit vs Shares: Where Nepalis Put Their Money

Three places Nepali savings go, and a straight comparison of what each one is actually good at, including the costs nobody mentions, like making charges and capital gains tax.