Practical guides on managing money in Nepal, written by the people building Aafno Hisab.
A bank offers 9% on a fixed deposit. Compounding pushes it up, tax pulls it down, and the figure that reaches your account is neither. Here is the arithmetic on Rs. 1,00,000.
Updated 29 Sept 2026 (13 Aswin 2083)
The same 28.33% of your basic pay goes in under SSF or under PF plus gratuity, the percentages are identical. What differs is who carries the risk of you living to ninety.
Published 23 Sept 2026 (07 Aswin 2083)
Published 21 Sept 2026 (05 Aswin 2083)
You do not need to pick shares, read charts, or have a lakh spare. Rs 2,000 a month into an open-ended fund is the whole idea. Here is how it works in Nepal, what it can return, and who should not do it.
Updated 7 Sept 2026 (22 Bhadra 2083)
Three places Nepali savings go, and a straight comparison of what each one is actually good at, including the costs nobody mentions, like making charges and capital gains tax.